Punjab’s Apni Chhat Apna Ghar Programme Draws Interest From World Bank, Several Countries
• World Bank delegation expected to visit Punjab soon
• Canada, Saudi Arabia and Türkiye express interest in housing scheme
• Programme recognised as one of the world’s largest interest-free housing initiatives
Punjab’s flagship housing initiative, Apni Chhat Apna Ghar, has attracted international attention, with the World Bank and government institutions from several countries expressing interest in the programme’s model and implementation.
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According to officials, representatives from Canada, Saudi Arabia and Türkiye, along with a World Bank mission, have shown interest in learning more about the housing scheme. A World Bank delegation is expected to visit Punjab in the near future to review the programme and explore potential areas of cooperation.
Officials said Apni Chhat Apna Ghar has been recognised as one of the world’s largest interest-free housing finance programmes, designed to help low- and middle-income families achieve home ownership through affordable financing options.
International housing experts have reportedly described the initiative as a successful model that could be adapted and replicated in other developing countries facing housing shortages and affordability challenges.
The programme has also been highlighted as a notable example of affordable and social housing finance, reflecting Punjab’s efforts to improve access to housing for underserved segments of society.
A spokesperson for the Housing Department said the initiative was developed after studying and incorporating lessons from successful housing models implemented in different countries around the world.
The spokesperson added that Punjab’s housing policies received international recognition during the World Urban Forum held in Baku, where the province showcased its approach to housing development and urban planning before a global audience.
According to officials, the Pakistani pavilion at the forum helped facilitate engagements with international organisations, development partners and government representatives, leading to discussions on future cooperation and knowledge-sharing in the housing sector.
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